We offer financial solutions to help you with life’s biggest questions. Whether you’re preparing for retirement, raising a family, running a business or all the above, we have the strategies and the know-how to help.
Comprehensive, fee-based financial planning
In a fee-based financial planning relationship, we’ll work with you to create a plan specifically tailored to your unique situation, touching on all facets of your financial world. You are provided with a written, comprehensive plan, complete with customized recommendations and in-depth, thorough analysis. You’ll also have optional access to a client portal, which links all of your assets and liabilities in real-time, regardless of where they are. This allows you to see your entire financial picture in one place whenever you need to.
Disclosure: Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.
Investments and asset management
A strategic approach to investing focuses on building a portfolio with a level of risk and reward that’s appropriate for you. It’s a complex, ever-changing task that calls for the knowledge, judgment and independent perspective we can offer. We help our clients choose from a wide variety of asset managers and utilize mutual funds, exchange-traded funds, separately managed accounts and more.
Insurance protection
Having solid strategies in place to help you prepare for the unexpected only enhances your financial health. We offer several options for life insurance, long-term disability insurance (LTD) and long-term care insurance (LTC).
Estate planning
You work, save and build up assets over your lifetime. Estate planning helps ensure that what happens to them isn’t left to chance. Whether it’s a focus on speeding up probate, minimizing estate taxes, charitable inclinations or generational wealth transfer, tailoring your estate plan far before you think it’ll be an issue is a critical step to take.
Charitable giving
Identifying an effective gifting strategy is important for both you and for the charity you support. Developing a thoughtful, long-term approach for charitable giving can help you maximize the impact of your donations.
Business planning
The owners of closely-held businesses face unique challenges at every stage along the way. We work with our business-owner clients to design and, where appropriate, fund strategies that include: succession planning, executive carve-out plans, key employee retention, buy-sell arrangements, key-person arrangements and much more.
Retirement plans and qualified plans
We also work with our business owner clients to help facilitate their companies’ retirement plans. They can include 401(k) and other defined-contributions plans, as well as defined benefit and deferred-compensation plans. We work with both start-up plans and established, high-balance retirement plans.
Employee benefits
In addition to retirement plans, we also offer group benefit plans, including group life insurance, long-term disability and long-term care plans.
